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KniGGhts Finance – We get to know you, not just your numbers!
Welcome to KniGGhts Finance.
At KniGGhts Finance, we specialize in offering tailored lending solutions that are designed to meet your unique financial needs. Whether you're looking to purchase a new home, refinance an existing loan, consolidate debt, or build a property portfolio, we have access to over 95 lenders and a wide range of financial products to help you achieve your goals. Our team of experienced mortgage brokers works tirelessly to find the best financial solution that suits your circumstances and ensures you get the most favourable outcome possible.
Our team is committed to simplifying the process and guiding you every step of the way. Experience the difference with our team, where personalised service turn your property and finance aspirations into reality.
Meet the Knigghts team
We are a Melbourne-based mortgage broker, serving clients nationwide across Australia. Our team is here to help you with all your lending needs, providing expert guidance and tailored solutions.
With 10 years of experience in the finance industry, I am a dedicated mortgage broker committed to helping you achieve your financial goals. Over the years, I’ve built a reputation for developing strong client relationships based on trust and a deep understanding of individual needs.
My approach goes beyond simply securing the best interest rate. I prioritize your long-term goals, taking the time to understand your unique circumstances and finding the right lender and mortgage products to support your journey. Whether you’re seeking a home loan, investment loan, or restructuring your existing finances, I’m driven by the challenge of finding a solution that truly aligns with your objectives.
I’m here to guide you every step of the way, ensuring that your mortgage supports your financial future.
Training and caring for thoroughbreds demands meticulous attention to detail that extends far beyond the horse itself.
At kniGGhts, Luke specialises in providing comprehensive accounts, administrative, and marketing support to thoroughbred racehorse trainers and industry service providers. Our goal is to free up your time and energy, allowing you to concentrate on what truly matters—caring for the horse.
With clients across Australia, our platform is designed to help you focus on your core strengths without getting weighed down by the day-to-day financial, administrative, and marketing demands of your business. The high costs associated with racing horses require trainers to operate as efficiently as possible, and we’re here to ensure you can do just that.
Trusted by over 600 clients Australia-wide
Next Home Purchase
Buying your next home is an exciting journey, but it can also be more challenging than your first purchase. Whether you’re upgrading, downsizing, or relocating, KniGGhts Finance is here to simplify the process.
We provide personalized advice and expert guidance to help you navigate the complexities of the mortgage market. Our team will help you compare options, whether it’s staying with your current lender or finding a new loan from a different bank, ensuring a smooth transition to your new home.
First home buyers
Purchasing your first home is a major milestone, but it can be a daunting experience. Our mortgage brokers are here to guide you through every step of the process.
From explaining different loan types to helping you understand interest rates and your borrowing capacity, we ensure that you are fully informed and confident as you embark on your homeownership journey. With our expertise and personalised approach, we make sure you get the right home loan that suits both your needs and budget.
Guarantor Loans
A guarantor loan can be an excellent option for those who need help meeting deposit requirements. With a guarantor loan, a family member can help secure your mortgage by guaranteeing the loan, giving the lender extra security. This can also help you avoid paying Lenders Mortgage Insurance (LMI), saving you thousands of dollars. We provide a thorough understanding of the risks and benefits of guarantor loans, ensuring both you and your guarantor are fully informed before proceeding.
Refinancing
Your financial situation evolves over time, and so should your home loan. If your circumstances have changed or you’re simply looking to improve your current deal, refinancing could be the solution. Whether you want to access additional equity, consolidate debt, or switch to a more competitive interest rate, we’ll help you compare a variety of options across the market. Our goal is to ensure you secure the best refinancing deal that aligns with your current needs and financial goals.
Property Investment
Investing in property can be a lucrative way to build wealth, but it requires careful planning and the right financial support. KniGGhts Finance helps property investors find the most suitable loan products to match their investment strategy, whether it’s fixing and flipping properties, buying to rent, or developing. We’ll guide you through the complexities of investment loans, helping you calculate potential returns, assess risks, and access funding that supports your property investment goals.
Construction & Renovation Loans
If you’re building your dream home or undertaking a major renovation, a construction loan could be the right choice. Unlike traditional home loans, construction loans release funds in stages as your project progresses. We’ll assist you with every step of the process, from loan application to securing the necessary approvals and ensuring the loan terms match your construction timeline. Our team will help you understand the intricacies of construction loans, ensuring you’re well-prepared for each stage of the build.
Equine Finance
With over 18 years of experience in both lending and the equine industry, we understand the unique financial needs of horse owners and businesses. Whether you need finance for veterinary expenses, purchasing a truck or float, or building equine properties like stables and arenas, we offer specialized loans tailored to your requirements. Our team provides expert guidance to ensure you get the best financial products for your equine needs, helping you stay on track with your business or hobby.
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Frequently asked questions
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.